A Home Equity Line of Credit (HELOC) enables you to borrow funds as needed, using your home as collateral.

Justice Federal Credit Union is proud to welcome
National Active and Retired Federal Employees Association (NARFE)
to our field of Membership.
Justice Federal Credit Union is proud to partner with NARFE to better serve federal employees & retirees. Together, we’re delivering tailored financial solutions and exclusive member benefits.

September 16, 2025 Press Release
Mark L. Robnett, President & CEO of Justice Federal Credit Union (Justice Federal), has been named a finalist in the Credit Union Times Luminaries Awards. Robnett was selected from hundreds of submissions in twenty-five categories and is a finalist in the Executive Leadership category for credit unions $1 - $4 billion in asset size. Winners will be announced at the Credit Union Times Luminaries Awards dinner on November 6, 2025.

Justice Federal provides an array of resources to assist former federal employees, and contractors impacted by job loss, or dual household income loss, resulting from the Federal Government’s workforce reduction and budget cuts.
Join Now or Refer a Member
We are pleased to offer Membership to anyone who serves or supports the justice, law enforcement and public safety community across the nation.
Check EligibilityThe following information is required―
• Social Security Number
• Driver’s License or Government ID
• Current Home Address
A $5 minimum balance in a Savings Account is required
to
establish and maintain membership.
*APR = Annual Percentage Rate. APY = Annual Percentage Yield. Rates effective as of September 1, 2025.
PayPal Scams are Increasingly Common
The likelihood you'll receive a fake message is growing dramatically.
Beware of spoofing!
Spoofing is when a caller deliberately falsifies the information transmitted to your caller ID display to disguise their identity.
How to Check Whether Your Computer Has Malware
Computer viruses throw up symptoms which could be indicative of a range of different problems.
QR Codes Scam QR codes can be used to steal your passwords and credit card data.
LEARN MOREIt all started in the halls of Justice...
When you refer an eligible family member, friend or colleague for Membership.*
Refer NOWNo matter the size, or your budget, we will help you match your dream home to one of our mortgage programs.
Many potential homebuyers see the down payment hurdle too high to jump. However, it just might be lower than you think! Depending on your financial situation, including credit score, assets, confirmed income, and collateral, first-time homebuyers may be able to qualify for a conforming mortgage loan from Justice Federal with as little as a three percent down payment.*
An Adjustable Rate Mortgage (ARM) offers a lower initial interest rate than most fixed rate loans. The interest rate on ARM can change periodically, usually in relation to an index, resulting in a change in your monthly payment. Of course you should weigh the risk of an increase in interest rates.
With a Fixed Rate Mortgage your monthly principal and interest payment is locked-in for the life of the loan. Choose a fixed rate mortgage with terms to fit your budget.
At Justice, we believe financial wellness is one of the keys to healthy living and it all begins with smart saving, spending, borrowing, and the benefits of Membership.
A Home Equity Line of Credit (HELOC) enables you to borrow funds as needed, using your home as collateral.
The primary advantage of certificate ladders is flexibility. By staggering the maturity dates, you can have access to a portion of your funds more frequently instead of tying up your savings for one long duration.
Does the idea of making a major financial decision or even checking your bank account stress you out? You’re not alone.