JFCU logo


Blog



At Justice, we believe financial wellness is one of the keys to healthy living. It isn’t always about the amount of money one makes but how well one manages their finances, and it all begins with smart savings, spending, borrowing, and protecting financial and personal information.




Featured Posts


Beware of Holiday Scams
By Justice Federal
holiday shopping

The holiday season is a prime time for scammers looking to take advantage of the festive rush. Here are some of the latest holiday scams to watch out for in 2024 and tips on how to avoid them.

Certificate Ladders
By Justice Federal
certificates

Share certificates have long been a favored investment option for those looking for a secure and steady place to grow their funds.

Building Financial Resilience
By Judy Pollard, Certified Financial Counselor
happy people

Does the idea of making a major financial decision or even checking your bank account stress you out? You’re not alone.

Is this a Good Time to Open a Share Certificate?
By Justice Federal
certificates growth

Today’s economic climate makes share certificates a fantastic and secure choice for growing your funds. Let’s take a closer look at this type of savings account and why this is the perfect time to open one.

Hidden Savings: Commonly Overlooked Tax Deductions
By GreenPath Financial Wellness
filing taxes

Tax filing deadlines are approaching…have you filed yet? To lessen the anxiety of the season, take this opportunity to explore overlooked deductions that can help lower your tax bill.

Saving Save VIEW ALL


Certificate Ladders: Enhancing Flexibility in Investments
By Justice Federal
certificates

The primary advantage of certificate ladders is flexibility. By staggering the maturity dates, you can have access to a portion of your funds more frequently instead of tying up your savings for one long duration.

Hidden Savings: Commonly Overlooked Tax Deductions
By GreenPath Financial Wellness
filing taxes

Tax filing deadlines are approaching…have you filed yet? To lessen the anxiety of the season, take this opportunity to explore overlooked deductions that can help lower your tax bill.

Financial Literacy Month
By Justice Federal
Financial Literacy

Financial literacy is the ability to understand and use financial skills, such as responsible money management, budgeting, saving and investing for the future.

Spending Spend VIEW ALL


Cash, Credit or Debit– How Should I Pay?
By Justice Federal
cash and credit cards

Q: With inflation soaring, I want to spend my money in the best way possible. When paying for various everyday and occasional purchases, should I be using cash, credit or debit?

Coping With Inflation? Be Budget Aware.
By GreenPath Financial Wellness
man with groceries and receipt

From groceries to gas, record-breaking inflation means the purchasing power of your money is decreasing each month. Our partner GreenPath Financial Wellness offers you the following steps to keep “budget aware” to help navigate this period of high inflation, however long it lasts.

Auto Borrow VIEW ALL


All You Need to Know About Home Equity Loans
By Justice Federal
signing papers

As you pay down your first mortgage or the value of your home increases, you develop equity. When you have equity built up in your home, borrowing against it with a home equity loan is a great way to tap into the money when you need it most.

All You Need to Know About Auto Loans
By Justice Federal
new auto purchase

Your auto loan will affect your monthly budget for the full term of the loan, so it’s important to do your research and make an informed decision before finalizing it.

locked phone Security VIEW ALL


Vishing, Quishing, and Smishing : What Can You Do?
By Justice Federal
cybersecurity

Some of the new forms of social engineering have interesting names and each has different ways of fooling users. Several of the most significant cybersecurity events of 2023 started with social engineering compromises.

AI Fraud and How to Protect Yourself
By Justice Federal
AI Fraud

Left your wallet at home? No worries; you can still pay for those purchases! Just use your phone.

Social Media Scams: What To Look Out For And How To Stay Safe
By Justice Federal
social media

New social media platforms seem to crop up all the time. The media move at the speed of information, and it seems like overnight, the most popular apps went from complete unknowns to must-haves.

youth Youth VIEW ALL


Why Your Child Should Have a Savings Account
By Justice Federal
youth savings

Kids today are growing up with more access to financial products than ever before. From mobile apps and wallets to debit cards and specialty accounts, they have so many options when it comes to managing their money.

Financial Literacy for Kids
By GreenPath Financial Wellness
father and daughter

Practical money management skills learned at an early age can have a lasting impact on the rest of your child’s life. In fact, this is one of the most important areas where you can truly change the course of their life.

Back to School: How to Talk to Kids About Money
By GreenPath Financial Wellness
back to school

When we think of back to school, we think of what our kids will learn to set themselves up for success as adults. Among these is understanding finances and managing money.

Student Student VIEW ALL


College Visits
By Justice Federal
college library building

Let’s take a look at some ways to help make this part of the college search affordable.

Work Or Summer School: You Decide
By Justice Federal
student with textbook

Take these concerns into account as you research and make the decision that’s right for you.

Law Enforcement Law Enforcement VIEW ALL


Justice Federal Recognizes Red Ribbon Weeky
By Justice Federal
Red Ribbon Week

Each year, on October 23-31, individuals, schools, and communities across the United States show their commitment to a healthy, drug-free lifestyle by wearing or displaying the red ribbon.

Financial Resiliency
By Mark L. Robnett, President & CEO, Justice Federal Credit Union
officers

Just as your mental and physical wellness on the job is important, financial wellness is equally as important.