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Privacy Policy


Rev. 08/2023

WHAT DOES JUSTICE FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?


Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number and income
• Account balance and payment history
• Credit history and credit scores

How?
All financial companies need to share Members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Members’ personal information; the reasons Justice Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons We Can Share Your Personal Information Does Justice FCU share? Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes — to offer our products and services to you Yes Yes
For joint marketing with other financial companies Yes Yes
For our affiliates’ everyday business purposes — information about your transactions and experiences No We don’t share
For our affiliates’ everyday business purposes — information about your creditworthiness No We don’t share
For nonaffiliates to market to you No We don’t share

To limit our sharing
• Call 800.550.5328 — our menu will prompt you through your choice(s) or
• Visit us online: www.jfcu.org

Questions?
Call 800.550.5328 or go to www.jfcu.org

Who We Are

Who is providing this notice?
Justice Federal Credit Union

What We Do

How does Justice FCU protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Justice FCU collect my personal information?
We collect your personal information, for example, when you
• Open an account or show your driver’s license/state ID
• Apply for a loan or give us your income information
• Make deposit and withdrawals from your account

We also collect your personal information from others, such as credit bureaus, or other companies.

Why can’t I limit all sharing?
Federal law gives you the right to limit only
• sharing for affiliates’ everyday business purposes—information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when i limit sharing for an account i hold jointly with someone else?
Your choices will apply to everyone on your account.

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Justice FCU does not share with affiliates

Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Justice FCU does not share with non-affiliates so they can market to you.

Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include insurance and financial product companies.

Other important information

You may have other privacy protections under some state laws. We will comply with applicable state laws as to information about you.