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Student Loans

Student Loans
to Help You Reach Your Goals

Justice Federal partners with Sallie Mae℠ to offer Student Loans.


Whether you’re covering tuition, books, or living expenses, student loans offer competitive rates and repayment choices to fit your needs. Together, we make financing your future simpler and more accessible.

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Competitive variable and fixed interest rates

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Multiple repayment options

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No origination fee or prepayment penalty*

Get ready for your next moves with undergraduate, graduate, or career training loan options.

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Undergraduate Loans


  • chevron_right Undergraduate student loan: For bachelor's and associate degrees, or certificates from degree-granting schools
  • chevron_right Career training loan: For professional training or certificate courses like culinary, aviation, technical, and more.
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Graduate Loans


  • chevron_right MBA loan: For business school expenses as you earn your Master of Business Administration degree
  • chevron_right Medical school loan: For medical school expenses as you earn your MD, DO, DPM, DVM, or VMD
  • chevron_right Dental school loan: For dental school costs as you earn your DMD or DDS
  • chevron_right Health professions loan: For health professions degrees in allied health, nursing, pharmacy, and other graduate-level health programs
  • chevron_right Law school loan: For law school expenses as you earn your JD or LLM
  • chevron_right Graduate school loan: For graduate degrees and other master’s and doctorate programs
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Post Graduate Loans


  • chevron_right Bar exam loan: For expenses, fees, and living costs while you study for the bar exam
  • chevron_right Medical residency loan: For your medical, podiatry, or veterinary residency
  • chevron_right Dental residency loan: For board examination fees, travel, and moving expenses for your dental residency
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Justice Federal
Education Assistance Line of Credit


Do you need to assist your college or vocational school students with tuition or dorm expenses? Are you working toward a degree or certification? Do you have children attending private K-12 schools?

Our Education Assistance Line of Credit was created for you with:

  • chevron_right Loan amounts from $500 to $40,000
  • chevron_right Rates as low as 8.90% APR**
  • chevron_right Initial payment may be deferred for up to 90 days***
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Invest in Your Education. Invest in Your Future.


Education can open doors to new career opportunities, professional growth, and lifelong success—but the costs of tuition, books, required equipment, certification programs, and other educational expenses can add up quickly. An Educational Line of Credit from Justice Federal Credit Union provides flexible access to funds to help you manage qualified education-related expenses throughout your academic or professional development journey.

Unlike a traditional loan, an Educational Line of Credit allows you to borrow only what you need, when you need it, up to your approved credit limit. As you repay your balance, your available credit is replenished, giving you ongoing access to funds for future educational needs. Whether you're pursuing a college degree, graduate studies, professional certification, continuing education, or workforce training, an Educational Line of Credit can help you stay focused on achieving your goals.

Common Uses

  • • Funding educational expenses not fully covered by scholarships, grants, or student loans
  • • Tuition and enrollment fees
  • • Residency, internship, or professional program expenses
  • • Textbooks and course materials
  • • Educational materials, supplies, and required equipment
  • • Professional certification and licensing exams
  • • Workforce training and career advancement programs
  • • Continuing education courses
  • • Graduate and advanced degree programs
  • • Career development and skills training
  • • Bridging temporary funding gaps between semesters or reimbursement periods

Key Benefits

  • • Flexible access to funds as educational expenses arise
  • • Borrow only what you need
  • • Reusable revolving credit as balances are repaid
  • • Ideal for ongoing educational and professional development expenses
  • • Supports academic, professional, and career advancement goals

Take the next step toward your educational goals with flexible financing designed to help you succeed.
Credit approval, income verification, and qualification requirements apply. Educational expenses must meet eligibility requirements. Terms, conditions, and credit limits may vary.

Disbursement of Funds
Loan proceeds are made payable to the school, college or university of your choice or you may choose to submit your paid receipts for reimbursement of qualifying expenses.



Student Services

Banking on Your Future
Go forward with confidence!

Student Checking

What’s quicker and smarter than paying by cash? A Student Rewards VISA Debit Card, the card that rewards you for purchases. It's faster than digging change out of your pocket — the average VISA debit card purchase takes just 30 seconds to process!

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First Time Auto Buyer

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Buying a car is one of the most important financial decisions you'll ever make. That decision gets even bigger when you've never done it before. Our goal is to get you into the vehicle and finance option that's right for you.
Learn More

Find, Drive & Save

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Finding your first car doesn’t need to be a hassle. Research thousands of new & pre-owned vehicles.
Start here for lower payments.

Annual Scholarship Competition

Building futures across the nation

Finding money for your education can be a challenge. We encourage you to compete in our annual Scholarship Competition. The competition was established to encourage continuing education while reaching out to the justice and law enforcement communities.
Learn More

Legal Disclaimers & Information

Sallie Mae Student Loans
BORROW RESPONSIBLY We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan. These loans are made by Sallie Mae Bank. Justice Federal is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.
*Although Sallie Mae does not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.
©[2025 – 2026] Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

Education Line of Credit offered by Justice Federal
**APR = Annual Percentage Rate. Annual Percentage Rate as of December 18, 2024 and subject to change without notice. Annual Percentage Rate (APR) is based on evaluation of applicant's creditworthiness. Your actual APR will be stated and disclosed at the time of disbursement.

***Interest will continue to accrue.