Check Eligibility
To become a Member, you or one of your family or household members must have ties to the justice or law enforcement community.
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SECURITY ALERT – Credit Union Impersonation Scam: Some of our Members have recently received phone calls from scammers identifying themselves as customer service representatives or fraud investigators with the credit union. LEARN MORE
Mortgage
3%Down Payment for First Time Homebuyers.
Plus, get Cash Rewards with HomeAdvantage®. Simply buy or sell using a HomeAdvantage Agent and earn on average $2,200 in Cash Rewards at closing.**
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PERSONAL LOAN
A loan for anything.
Borrow up to $50,000 with terms up to 84 months*
APPLY NOW LEARN MOREVISA® CREDIT CARDS
Zero in on this great intro rate!
0% INTRO APR* for 18 months on purchases, balance transfers and cash advances.
VISA Platinum: 11.90% Non-Variable APR* after intro rate. VISA Signature: 14.40% - 18.00% Variable APR* after intro rate.
New, Used or Refi Auto Loans
A loan that checks all the boxes.
Terms up to 96 Months* | $0 Payment for up to 90 Days**
APPLY NOW LEARN MOREHome Equity
Love your home.
Borrow up to $250,000 using the available equity in your home
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Membership
It pays to belong.
For each eligible family member, friend or colleague you refer for Membership.*
LEARN MOREYou Are Leaving Justice Federal's Website
The website you are about to view is produced by a third party. Justice Federal is not responsible for the content or representation on the site and does not represent you or the third party if a transaction is entered.
Justice Federal does not endorse any third party advertisements that may appear on this site.
The Justice Federal Privacy Notice does not apply on this site.
Please check the site for its Privacy Notice.
you're not just a member, you're an owner
You Are Leaving Justice Federal's Website
The website you are about to view is produced by a third party. Justice Federal is not responsible for the content or representation on the site and does not represent you or the third party if a transaction is entered.
Justice Federal does not endorse any third party advertisements that may appear on this site.
The Justice Federal Privacy Notice does not apply on this site.
Please check the site for its Privacy Notice.
Annual Election of the Board of Directors
Justice Federal’s Nominating Committee is pleased to announce the annual election of the Board of Directors. Since 1935, Justice Federal has been a member-owned, not-for-profit financial cooperative. As a Member, you are an owner. Your Share represents your ownership and entitles you to vote in the annual election of the Board of Directors.
An election will be conducted electronically beginning April 20, 2023 at 12:01 A.M. (EDT) and ending May 20, 2023 at 11:59 P.M. (EDT). Members 16+ years of age, in good standing with the Credit Union, may vote.
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Join Now or Refer a Member
Establish Membership
The following information is required―
• Social Security Number
• Driver’s License or Government ID
• Current Home Address
A $5 minimum balance in a Savings Account is required
to
establish and maintain membership.
Check Application Status
Refer a Member
VIEW ALL RATES
*APR = Annual Percentage Rate. APY = Annual Percentage Yield. Rates effective as of December 16, 2022.
digital banking
Easy To Use
A fresh design offers a seamless experience whether at your desk, or using our mobile app.
Ellie— Your 24/7 Virtual Financial AssistantEllie provides 24/7 support for your Justice Federal account and can assist you with details like recent transactions, balances, due dates, and even transfer money between accounts.
Savings Goalstrack your progressSet your own personal savings goals, and track your progress. Saving for a vacation, major purchase, or home upgrade has never been easier.
2-Step Authenticationfor secure bankingProtect your accounts against password theft with Google Authenticator.
security center
Alerts
Beware of spoofing!
Spoofing is when a caller deliberately falsifies the information transmitted to your caller ID display to disguise their identity.
How to Check Whether Your Computer Has Malware
Computer viruses throw up symptoms which could be indicative of a range of different problems.
QR Codes Scam QR codes can be used to steal your passwords and credit card data.
LEARN MORE
open your eyes to a credit union
About Us
It all started in the halls of Justice...
Membership
When you refer an eligible family member, friend or colleague for Membership.*
Refer NOWCheck Eligibility
Newsroom
Mortgage Programs
No matter the size, or your budget, we will help you match your dream home to one of our mortgage programs.
3% DOWN PAYMENT PROGRAM
Many potential homebuyers see the down payment hurdle too high to jump. However, it just might be lower than you think! Depending on your financial situation, including credit score, assets, confirmed income, and collateral, first-time homebuyers may be able to qualify for a conforming mortgage loan from Justice Federal with as little as a three percent down payment.*
Get Pre-Approved Check Rates
ADJUSTABLE RATE MORTGAGES
An Adjustable Rate Mortgage (ARM) offers a lower initial interest rate than most fixed rate loans. The interest rate on ARM can change periodically, usually in relation to an index, resulting in a change in your monthly payment. Of course you should weigh the risk of an increase in interest rates.
Get Pre-Approved Check Rates
FIXED RATE MORTGAGE
With a Fixed Rate Mortgage your monthly principal and interest payment is locked-in for the life of the loan. Choose a fixed rate mortgage with terms to fit your budget.
Get Pre-Approved Check Rates
Membership
IT PAYS TO BELONG.
For each eligible family member, friend or colleague you refer for Membership.*
