Student Services

Student Services

Banking on your Future

Go forward with confidence!

Student Rewards
Checking Account

Student Rewards Checking Account*

What’s quicker and smarter than paying by cash? A Student Rewards VISA debit card, the card that rewards you for purchases. It's faster than digging change out of your pocket — the average VISA debit card purchase takes just 30 seconds to process!

Shop at bookstores, supermarkets, restaurants, gas stations, online – anywhere Visa debit cards are accepted.

Earn Exceptional Rewards on signature debit card purchases, redeemable for travel, airfare and name brand merchandise.

Access thousands of surcharge free ATMs worldwide

No minimum balance, or monthly service fees

Free online, mobile and phone banking

Free account Alerts, eTransfers, and eStatements

To open an account visit your nearest Branch or call 800.550.5328.

Student VISA® Rewards Credit Card**

You know, there's only one way to handle credit — responsibly. Start now with a Student Rewards Visa credit card and establish credit for your future.

0% APR** 6-Month Introductory Rate on purchases, balance transfers, and cash advances

16.90% Non-Variable APR** after Introductory Rate

No annual fee, No balance transfer fee

Earn Exceptional Rewards redeemable for travel, airfare, name-brand merchandise and more!

Credit limits of $250 - $10,000 with approval of parent or guardian's co-application

Cash advances from any PLUS® or VISA Network ATM

Worldwide acceptance

Emergency card replacement

Travel emergency & assistance

Warranty Manager

VISA Zero Liability Policy

Verified by Visa-provides additional protection for online shopping. Protects your Visa card number with a personal password, giving you reassurance that only you can use your Visa card online.

To open an account visit your nearest Branch or call 800.550.5328.

Student Reloadable Prepaid VISA

A smart alternative to carrying cash or using a credit card. Perfect for everyday purchases, and life's little emergencies. The Student Reloadable Visa Card is a Visa debit card that is loaded with funds from a parent or guardian's Justice Federal VISA credit or debit card for you to make purchases everywhere Visa debit cards are accepted. It's safer than carrying cash and can help you manage your finances.

24/7 Access, at thousands of retail locations and more than 1 million ATMs worldwide.

No need to carry large amounts of cash. Enjoy protection against lost or stolen cards and unauthorized purchases with the Visa Zero Liability policy.

Spend only what is loaded on the card. Track your spending online for improved budgeting and money management.

Direct Deposit now available.

Frequently Asked Questions
Terms and Conditions

International VISA Prepaid Card

The International VISA Prepaid Card is a reloadable debit card designed for Members working, traveling, or studying abroad where EMV chip technology is the preferred method of payment processing. The card may also be used stateside.

Instantly add funds to your card anytime online by visiting My Account, or by calling 855.657.8588.
Reload your card by phone or online, 24-hours a day, with your registered Justice Federal funding account-credit or debit. Or, simply set-up direct deposit from your employer. (See terms and conditions for reload limitations)
Accepted Almost Anywhere. Use wherever VISA debit cards are welcomed.
Safer Than Cash. Zero Liability*** protection from fraudulent use of a lost or stolen card.
Frequently Asked Questions
Terms and Conditions
Download EMV Country Codes

Education Assistance Line of Credit

Do you need assistance with college tuition or dorm expenses? Are you working toward a degree or certification? Do you have children attending private K-12 schools?
When Federal Loans, grants and scholarships are not enough, an Education Assistance Line of Credit can help bridge the gap.

Our Education Assistance Line of Credit was created for you with:

Loan amounts from $500 to $60,000

Rates as low as 6.90% APR1

Initial payment may be deferred for up to 90 days2

APPLY FOR LOAN     CALCULATORS     VIEW RATES      

Disbursement of Funds

Loan proceeds are made payable to the school, college or university of your choice or you may choose to submit your paid receipts for reimbursement of qualifying expenses.

First Time Auto Buyer

Buying a car is one of the most important financial decisions you'll ever make. That decision gets even bigger when you've never done it before. Our goal is to get you into the vehicle and finance option that's right for you.

LEARN MORE

Scholarship Competition

Finding money for your education can be a challenge. We encourage you to compete in our annual Scholarship Competition. The competition was established to encourage continuing education while reaching out to the justice and law enforcement communities.

LEARN MORE

Visit Your Nearest Justice Federal Branch


Call Us 800.550.5328

Important Legal Disclaimers and Information

*To open a Student Rewards Checking account, member must be 13 years of age and a full time student. If under 18 years of age, a joint owner who is at least 21 years of age must be on the account. When the student reaches 23 years of age, the Student Rewards Checking account will convert to a Justice National Checking Account (JNA) automatically.

**APR=Annual Percentage Rate. Offer as of April 1, 2016. Subject to credit approval. If you have not previously received a credit card from us: An introductory rate will apply for the six-month period immediately following the date your account is established. Introductory rate not applicable to VISA Classic Secured Card. VISA's Zero Liability Policy does not apply to ATM transactions, or to PIN transactions not processed by VISA, or if you were grossly negligent or fraudulent in the handling of your card. The Student VISA Rewards Credit Card cannot be issued to students under the age of 21 unless they have an adult cosigner or show proof that they have the means to repay the debt. Proof of reasonable income required. Credit card subject to the following: Cash advance fee, convenience check fee: either 2.00% of the advance or $10 whichever is greater ($50 maximum), Foreign transaction fees: 1.00% of each foreign currency transaction in U.S. dollars or 1.00% of each U.S. Dollar transaction that occurs in a foreign country. Credit cards have no annual fee, balance transfer fee or transaction fee.

***Visa's Zero Liability Policy does not apply to ATM transactions, or to PIN transactions not processed by Visa, or if you were grossly negligent or fraudulent in the handling of your card.

1APR=Annual Percentage Rate. Annual Percentage Rate as of April 1, 2016 and subject to change without notice. Annual Percentage Rate (APR) is based on evaluation of applicant's creditworthiness. Your actual APR will be stated and disclosed at the time of disbursement. 2Interest will continue to accrue.

Credit Card Account Agreement and Federal Disclosure Statement