Personal Loan

A Personal Loan from Justice offers flexible payment options, competitive rates and terms that can be tailored to your needs and lifestyle.

  • Consolidate Debt
  • Take a vacation
  • Put some extra cash in your wallet
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Justice Line of Credit

It’s simple... Borrow what you need, when you need it.
A Justice Line of Credit (JLOC) can be used to fund home improvements, consolidate bills, or protect against Justice Federal checking overdrafts.

  • Borrow up to $40,000, no collateral required
  • No balance transfer or cash advance fees
  • Low minimum payments
  • Draw fund advances anytime! Existing account holders - no need to reapply.
  • Advances may be requested by Check, Online Banking or our Phone Banking system
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Share Secured Loan

If you are looking for a low interest loan with substantial savings, consider securing your loan with your Justice Federal savings account or certificate. Your interest rate will be 3% above the highest dividend rate on that share account or share certificate.

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Credit Builder Loan

If you are looking to establish credit history, improve your credit score or rebuild your credit, the Credit Builder Loan can help you.

  • Maximum term of 12 months
  • Maximum loan amount $2,500
  • All loan proceeds will be placed in your Share Account and pledged as collateral until the loan is repaid.
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Protect Your Money

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The Fraud Research Center estimates that Americans lose $40-$50 Billion dollars to fraud every single year, and up to 17% of the adult population falls victim to some form of financial fraud in a given year.

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UnBusy Your Banking
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Freedom Direct Phone

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Visit Your Nearest Justice Federal Branch


Call Us 800.550.5328

Important Legal Disclaimers and Information

*APR=Annual Percentage Rate. Rate effective October 1, 2019 and subject to change without notice. Annual percentage rate may be higher based on past and present credit performance. $500 Minimum loan amount. Example of repayment terms: 60 monthly payments of $21.99 per $1,000 borrowed.