Personal Loans

Mobile Ad: Personal Loans

A Personal Loan from Justice offers flexible payment options, competitive rates and terms that can be tailored to your needs and lifestyle.

  • Consolidate Debt
  • Take a vacation
  • Put some extra cash in your wallet

Justice Line of Credit

It’s simple... Borrow what you need, when you need it.
A Justice Line of Credit (JLOC) can be used to fund home improvements, consolidate bills, or protect against Justice Federal checking overdrafts.

  • Borrow up to $40,000, no collateral required
  • No balance transfer or cash advance fees
  • Low minimum payments
  • Draw fund advances anytime! Existing account holders - no need to reapply.
  • Advances may be requested by Check, Online Banking or our Phone Banking system

Share Secured Loan

If you are looking for a low interest loan with substantial savings, consider securing your loan with your Justice Federal savings account or certificate. Your interest rate will be 3% above the highest dividend rate on that share account or share certificate.


Credit Builder Loan

If you are looking to establish credit history, improve your credit score or rebuild your credit, the Credit Builder Loan can help you.

  • Maximum term of 12 months
  • Maximum loan amount $2,500
  • All loan proceeds will be placed in your Share Account and pledged as collateral until the loan is repaid.

Declare Your Independence!

Freedom Checking: $0 Minimum Balance
Requirement. $0 Monthly
Service Fee


Visit Your Nearest Justice Federal Branch

Call Us 800.550.5328

Important Legal Disclaimers and Information

*APR=Annual Percentage Rate. Rate effective November 1, 2018 and subject to change without notice. Annual percentage rate may be higher based on past and present credit performance. $500 Minimum loan amount. Example of repayment terms: 60 monthly payments of $21.99 per $1,000 borrowed.