Legal Disclaimers & Information

*APR = Annual Percentage Rate. Offer as of September 18, 2024. Subject to credit approval. An introductory rate will apply for the eighteen-month period immediately following the date your account is established. If you have previously received a Credit Card from us within the last 3 years, the eighteen-month introductory rate will not apply to new Credit Cards. VISA Platinum Card subject to the following: Cash advance fee, convenience check fee: either 2.00% of the advance or $10 whichever is greater ($50 maximum), Foreign transaction fees: 1.00% of each foreign currency transaction in U.S. dollars or 1.00% of each U.S. Dollar transaction that occurs in a foreign country. Credit card has no annual fee, balance transfer fee or transaction fee. VISA Signature Credit Card subject to the following: Cash advance fee, convenience check fee: either 2.00% of the advance or $10 whichever is greater ($50 maximum), Credit card has no annual fee, balance transfer fee or transaction fee. To view the Credit Card Account Agreement and Federal Disclosure Statement visit www.jfcu.org or see a representative for details.

**Student VISA Rewards Credit Card: Students under the age of 21 must have an adult cosigner or show proof of means to repay the debt.

***Earn 1 point for every $1.00 you spend on signature debit card or rewards credit card purchases. Merchants may elect to process signature debit card transactions as PIN transactions without your PIN being provided. In doing so, these transactions would not qualify. Justice Federal is not responsible for the processing method chosen by merchants.

VISA Credit Card Account Agreement and Federal Disclosure Statement
VISA Signature Credit Card Account Agreement and Federal Disclosure Statement