*APR = Annual Percentage Rate. Offer as of October 1, 2022. Subject to credit approval. An introductory rate will apply for the eighteen-month period immediately following the date your account is established. If you have previously received a Credit Card from us, the eighteen-month introductory rate will not apply to new Credit Cards. VISA's Zero Liability Policy does not apply to ATM transactions, or to PIN transactions not processed by VISA, or if you were grossly negligent or fraudulent in the handling of your card. Proof of reasonable income required. Credit card subject to the following: Cash advance fee, convenience check fee: either 2.00% of the advance or $10 whichever is greater ($50 maximum), Foreign transaction fees: 1.00% of each foreign currency transaction in U.S. dollars or 1.00% of each U.S. Dollar transaction that occurs in a foreign country. Credit cards have no annual fee, balance transfer fee or transaction fee.
**Student VISA Rewards Credit Card: Students under the age of 21 must have an adult cosigner or show proof of means to repay the debt.
***Earn 1 point for every $1.00 you spend on signature debit card or rewards credit card purchases. Merchants may elect to process signature debit card transactions as PIN transactions without your PIN being provided. In doing so, these transactions would not qualify. Justice Federal is not responsible for the processing method chosen by merchants.
VISA Credit Card Account Agreement and Federal Disclosure Statement
VISA Signature Credit Card Account Agreement and Federal Disclosure Statement