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Credit Card Rates

Non-Variable Rate Credit Cards

All rates are effective February 1, 2019 and are subject to change without notice.

Card Non-Variable
Annual Percentage Rate
Annual Fee,
Balance Transfer Fee
6-Month
Introductory Rate*
VISA Platinum Rewards 11.90% None 0.00%
VISA Gold 13.90% None 0.00%
VISA Classic 16.90% None 0.00%
Student VISA 16.90% None 0.00%
Affinity VISA 11.90% None 0.00%

Variable Rate Credit Cards

Card Variable
Annual Percentage Rate**
Annual Fee,
Balance Transfer Fee
6-Month
Introductory Rate*
VISA Signature 12.40% - 18.00% None 0.00%

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Important Legal Disclaimers and Information

*If you have previously received a Credit Card from us, the six-month introductory rate will not apply to new Platinum, Gold, Classic, or Student Credit Cards. the introductory rate will apply for the six-month period immediately following the date your account is established.
**VISA Signature: The rate is based on the highest Prime Rate as published in the Money Rates Section of the Wall Street Journal and is subject to change. Actual APR is based on an evaluation of applicant credit - not all applicants will qualify for the lowest rate. The maximum annual percentage rate is 18%.