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Choose the AccountRight for You

All Justice Federal Checking Accounts offer exceptional services that help you manage your money safely, conveniently, uniquely your way.


No Minimum Balance

Freedom Direct
Freedom Direct

Enjoy financial independence with Freedom Direct. Freedom from monthly fees and freedom from having to maintain a minimum account balance.

Rewards & More

Justice National
Justice National

You’ve worked hard to achieve your financial wellbeing– a Justice National Account can further enrich your life with dividends and exceptional rewards.

Members 55+

Beyond The Badge
Beyond The Badge

We understand what the badge means to you― whether you are an active employee or have served and are now enjoying retirement the Beyond the Badge account was designed for you.

Students

Student Rewards
Student Checking

What’s quicker and smarter than paying by cash? A Student Rewards VISA1 debit card, the card that rewards you for purchases.


Rewards

N/A

Yes

Yes

Yes

Minimum Balance

$0

$2,500**

$2,500**

$0

Additional Features

chevron_right No Minimum Balance

chevron_right No monthly service fees











chevron_right Relationship rate increase on New & Renewed Share Certificate Accounts*

chevron_right High-yield dividends on balances of $2,500 or more**








chevron_right Relationship rate increase on New & Renewed Share Certificate Accounts*

chevron_right High yield dividends on balances of $2,500 or more**

chevron_right 5,000 Welcome Bonus Rewards

chevron_right Unlimited ATM use, free of surcharges and transaction fees***

chevron_right Free Justice Federal Image Checks for Retired Members

chevron_right No Minimum Balance

chevron_right No monthly service fees












Choose the AccountRight for You

All Justice Federal Checking Accounts offer exceptional services that help you manage your money safely, conveniently, uniquely your way.


No Minimum Balance

Freedom Direct
Freedom Direct

Break free of monthly charges with Freedom Direct. Freedom from monthly fees. Freedom from minimum balance requirements. For those just starting out in their financial independence, for those who are looking to break free of accounts with monthly charges, and everyone in between.

Rewards

N/A

Minimum Balance

$0

Additional Features

chevron_right No Minimum Balance

chevron_right No monthly service fees

Rewards & More

Justice National
Justice National

You’ve worked hard to achieve your financial wellbeing– a Justice National Account can further enrich your life with dividends and exceptional rewards.

Rewards

Yes

Minimum Balance

$2,500**

Additional Features

chevron_right Relationship rate increase on New & Renewed Share Certificate Accounts*

chevron_right High-yield dividends on balances of $2,500 or more**

chevron_right Mobile Wallet Compatibility

Members 55+

Beyond The Badge
Beyond The Badge

We understand what the badge means to you― whether you are an active employee or have served and are now enjoying retirement the Beyond the Badge account was designed for you.

Rewards

Yes

Minimum Balance

$2,500**

Additional Features

chevron_right Relationship rate increase on New & Renewed Share Certificate Accounts*

chevron_right High yield dividends on balances of $2,500 or more**

chevron_right 5,000 Welcome Bonus rewards

chevron_right Unlimited ATM use, free of surcharges and transaction fees***

Students

Student Rewards
Student Checking

What’s quicker and smarter than paying by cash? A Student Rewards VISA1 debit card, the card that rewards you for purchases.

Rewards

Yes

Minimum Balance

$0

Additional Features

chevron_right No Minimum Balance

chevron_right No monthly service fees

Checking Account Advantages

Enjoy the advantages of Digital Banking with Bill Pay, account controls, remote deposit, email alerts, automatic payments, advanced security features and much more...

chevron_right Contactless Debit Card

chevron_right Direct Deposit Availability

chevron_right Surcharge-free access to nearly 130,000 ATMs worldwide

chevron_right Access to 20 Justice Federal Branches Nationwide and thousands of Shared Branches

chevron_right Opt-in to Courtesy Pay overdraft protection for your debit card transactions

chevron_right Advanced security for your online purchases

chevron_right Unlimited Checking

You Deserve To Be Rewarded

Earn points or cash rewards when you shop with a VISA® Rewards Credit Card, VISA Signature or sign for VISA Rewards Debit Card purchases*.

VISA Rewards cards

digital banking

Organizational Checking

A Checking Account for unique non-profit banking needs.
An Organizational Checking account offers:

chevron_right No Monthly Service Fee

chevron_right No Minimum Balance Requirement

chevron_right Unlimited Checking


All Organizational Checking Accounts include:

chevron_right Digital Banking with Bill Pay: Access your account anytime, anywhere.

chevron_right Remote Deposit: Save time and improve cash flow.

chevron_right Overdraft Protection: Help protect your account from unexpected overdraft charges with Courtesy Pay.

All parties to the Organizational Checking Account are required to be within our field of membership.
See eligibility list.

Account Disclaimers

*Basis Point = An amount equal to 1/100th of one percentage point (.01). Example of 10 basis point rate increase: if rate is .50%, with the 10 basis point increase the rate would be .60%. Certificate rate increase effective by end of the business day on date of opening or renewal. Checking Account and certificate must be under the same account number. Checking account relationship rate will be reduced to the original dividend rate of your share certificate for the remainder of the certificate term if the checking account is closed.

**Nominal monthly fee applies if minimum balance of $2,500 is not met.

***ATM surcharge and transaction fees are credited back to your account at month end. Justice Federal reserves the right to withdraw this offer at any time.

1To open a Student Rewards Checking account, member must be 13 years of age and a full time student. If under 18 years of age, a joint owner who is at least 21 years of age must be on the account. When the student reaches 23 years of age, the Student Rewards Checking account will convert to a Justice National Checking Account (JNA) automatically.


Legal Disclaimers & Information

Electronic Transfer & Point of Sale Dispute Resolution Notice

Understanding Your NCUA Share Insurance Coverage

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Understanding Your Coverage
Your Insured Funds
NCUA e-Calculator