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Justice Federal will never call and ask for a Member’s personal and online banking credentials under any circumstances.

Covid-19 Related Cyber Scams

FBI Sees Rise in Fraud Schemes Related to the Coronavirus (COVID-19) Pandemic

Scammers are leveraging the COVID-19 pandemic to steal your money, your personal information, or both. Don’t let them. Protect yourself and do your research before clicking on links purporting to provide information on the virus; donating to a charity online or through social media; contributing to a crowdfunding campaign; purchasing products online; or giving up your personal information in order to receive money or other benefits. The FBI advises you to be on the lookout for the following:

Fake CDC Emails. Watch out for emails claiming to be from the Centers for Disease Control and Prevention (CDC) or other organizations claiming to offer information on the virus. Do not click links or open attachments you do not recognize. Fraudsters can use links in emails to deliver malware to your computer to steal personal information or to lock your computer and demand payment. Be wary of websites and apps claiming to track COVID-19 cases worldwide. Criminals are using malicious websites to infect and lock devices until payment is received.

Phishing Emails. Look out for phishing emails asking you to verify your personal information in order to receive an economic stimulus check from the government. While talk of economic stimulus checks has been in the news cycle, government agencies are not sending unsolicited emails seeking your private information in order to send you money. Phishing emails may also claim to be related to:

  • Charitable contributions
  • General financial relief
  • Airline carrier refunds
  • Fake cures and vaccines
  • Fake testing kits

READ FULL PRESS RELEASE

We advise Members to remain vigilant for scams related to Coronavirus Disease 2019 (COVID-19) that are on the rise. Scammers may send emails with malicious attachments or links to fraudulent websites to trick victims into revealing sensitive information or donating to fraudulent charities or causes. Exercise caution in handling any email with a COVID-19-related subject line, attachment, or hyperlink, and be wary of social media pleas, texts, or calls related to COVID-19.

What to do:
Visit official government websites for the most accurate information.
Center for Disease Control: https://www.cdc.gov/coronavirus/2019-ncov/index.html
Virginia Department of Health: http://www.vdh.virginia.gov/coronavirus/

We recommend that you always be vigilant when online to avoid Phishing and Social Engineering Scams. Please see the following guidelines issued by the U.S. Department of Homeland Security, Cyber Infrastructure (CISA) on digital wellbeing.

Using Caution with Email Attachments
https://www.us-cert.gov/ncas/tips/ST04-010

Avoiding Social Engineering and Phishing Attacks
https://www.us-cert.gov/ncas/tips/ST04-014

CBS NEWS: How to avoid coronavirus treatment scams
WATCH VIDEO




Phone-Based Phishing Scams
Many security-conscious people probably think they'd never fall for a phone-based phishing scam. But if your response to such a scam involves anything other than hanging up and calling back the entity that claims to be calling, you may be in for a rude awakening. Here's how one security and the tech-savvy reader got taken for more than $10,000 in an elaborate, weeks-long ruse.

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Don't Fall Victim to Remote Deposit Check Fraud
Never provide your online or mobile banking login to an outsider to deposit a check. THAT'S A SCAM!
Remote Deposit is a simple and convenient way to deposit a check without having to visit a branch or ATM. Unfortunately, it also presents an opportunity for fraudsters looking to scam you out of your hard earned money.

NEVER give out your personal information to strangers. If you are ever offered money in exchange for your personal information, it's likely a scam.

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Money Mule Recruiting – Could You Be Targeted?
A "money mule" is a person who is used to transfer and launder illegally acquired money (e.g., stolen) or some kind of merchandise on behalf of or at the direction of another. Although the money mule often gets a small commission for the service, sometimes he or she will assist simply because they believe they have a trusting or romantic relationship with the individual who is asking for help.

Read the full article at www.nafcu.org.
Don't Fall For A Loan Scam
Better Business Bureau® Offers the Following Advice When Looking for a Personal Loan:
Be careful where you put your information. Beware of applying for online loans through unfamiliar businesses or websites. Many of these online application sites are run by scammers or by people who sell your information to scammers.

Don’t pay advance fees. Understand that any business operating by phone and charging insurance or other fees in advance of making a loan is operating illegally.

Verify the address. Do not do business with anyone who cannot give you an address that you can confirm as legitimate.

Read the contract. Read any contract carefully and make sure you understand all requirements before entering into any agreement.

Don’t get tricked by “official-looking.” Official-looking loan documents and sophisticated looking websites are easy to copy or fake. Just because a business appears legitimate, doesn’t mean it is.

Do your research. Find an Accredited Business using BBB’s Member Pages, and check out the company’s BBB Business Review before purchasing anything from a website.

Read the full article at www.bbb.org.
Card Cracking
Not What It’s Cracked Up To Be
It may seem innocent, you see a post on a social media site announcing a contest, or, maybe a webpage that claims to have a celebrity affiliation is offering a gift card giveaway. The variations are endless, but here’s the tip-off that fraud is afoot. At some point, you’re asked for your bank account information, PIN number, or online banking credential. That’s when you can bank on the fact that those “innocent” offers aren’t what they’re cracked up to be, instead you stumbled upon a scam called “card cracking.”

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Justice Department Coordinates Largest-Ever Nationwide Elder Fraud Sweep
Attorney General Focuses on Threats Posed by Technical-Support Fraud
Attorney General William P. Barr and multiple law enforcement partners today announced the largest coordinated sweep of elder fraud cases in history, surpassing last year’s nationwide sweep. The cases during this sweep involved more than 260 defendants from around the globe who victimized more than two million Americans, most of them elderly.

Read the entire press release at www.justice.gov.

Avoid a Fake Check Scam
Did someone send you a check and ask you to send some money back? THAT'S A SCAM! 
A fake check scam usually begins with someone sending you payment in the form of a check for any number of reasons. It could be payment for selling something online, phony prize money, or even payment for a job or service provided. The problem is, they send you too much money, and ask you to wire or transfer some back. By the time you or your financial institution realizes the check is fake, it's too late. The scammer already has the money you sent, and you’re stuck paying the rest of the check back to your financial institution.

Don’t fall for this scam. Learn more about the Anatomy of A Fake Check Scam at www.consumer.ftc.gov.

Protect Your Money
How to Spot an Investment Scam
The Fraud Research Center estimates that Americans lose $40-$50 Billion dollars to fraud every single year, and up to 17% of the adult population falls victim to some form of financial fraud in a given year. Most of us believe that we’re too smart to fall prey to financial fraud, but successful fraudsters trick smart people out of their money by offering incentives that are just good enough to be true.

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