Your Share Savings Account establishes your Member ownership in the Credit Union. A minimum deposit of $5 is required to open and maintain a Share Savings Account. Enjoy greater dividends as you increase your savings.
Statements are provided quarterly. Minimum share balances to earn dividends may apply. Dividends are compounded quarterly.
The Young Savers Account is designed especially for children to teach the value of saving money early and to learn money management skills. A minimum $5 deposit is required to establish membership and start saving for their future!
Statements are provided quarterly. Account must be opened for a child, grandchild, or other family member under the age of 18 using their Social Security number. Family member or legal guardian must have Justice Federal membership for minor to be eligible for this account.
The Coverdell Education Savings Account was created to help parents pay for a child's education at any level — from kindergarten through high school and beyond.
The Coverdell Education Savings Accounts (CESA) historically has been restricted to an annual contribution limit of $2,000. You do not get a tax deduction when you put the money into the account, but the tax-free earnings potential is tremendous, and the withdrawals are tax-free, too — as long as they are used for education. Consult a tax advisor for details.
Take a look at the earnings potential: If you contribute the maximum for a newborn child every year until the child is 18, and you earn an average investment rate of 6%, the account will grow to about $70,000.
Saving for something in particular? Join the Club! The perfect way to save for a vacation, for holiday spending, or for a large purchase. The Savers Club is a term share account that lets you choose your own maturity date and the account into which the savings will be transferred upon maturity.
Statements are provided quarterly. Dividends are compounded quarterly. Penalties apply for early withdrawals prior to the maturity date.
If you are looking for a great way to achieve higher returns while still retaining some flexibility, a Money Market account is good for short term or long term use. Use a Money Market to earn higher dividends on your money, or use the account to transfer funds between certificate maturities and reinvestment options.
Statements are provided monthly. Must meet the minimum balance to earn dividends. Penalties apply for excessive withdrawals.
Additional tools to grow your savings and invest in your future include Share Certificates and Individual Retirement Accounts. A Share Certificate allows your money to grow with higher, market competitive rates. An Individual Retirement Account (IRA) allows you to invest wisely and securely for your retirement.
Ellie— Your 24/7 Virtual Financial AssistantEllie provides 24/7 support for your Justice Federal account and can assist you with details like recent transactions, balances, due dates, and even transfer money between accounts.
Savings Goalstrack your progressSet your own personal savings goals, and track your progress. Saving for a vacation, major purchase, or home upgrade has never been easier.
2-Step Authenticationfor secure bankingProtect your accounts against password theft with Google Authenticator.