*Offer valid through October 31, 2022. Justice Federal Credit Union reserves the right to withdraw the Home Depot egift card offer at any time. Member must take a minimum $10,000 advance on a new or existing Home Equity Line of Credit to be eligible to receive the
gift card. The eGift card will be sent electronically by the 15th of the month following the month of the eligible loan advance. Not exchangeable for cash. Limit (1) $100 egift card per household. Justice Federal Credit Union is not affiliated with the Home Depot. The Home
Depot is a registered trademark of Homer TLC., Inc.
**Interest Only Home Equity Line of Credit: Maximum APR is 18.00%. Minimum APR Floor Rate is 4.00%. The rate is based on the highest Prime Rate as published in the Money Rates Section of the Wall Street Journal and is subject to change quarterly. Prime Rate = 5.50% as of July 27, 2022. Closing costs range from $150-$3,000. The closing costs may vary based on the location, government recording charges and the amount of the equity loan. Property Insurance is required. Interest on the amount greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. Other restrictions may apply. Interest may be tax deductible. Consult a Tax Advisor. Home Equity Lines of Credit are not available in all states.