3x the
National Average**.
$500 Minimum Deposit.
Earn even more with a Justice National or Beyond the Badge account***.
for 7-Months
$500-$99,999
Earn 5.30% APY with a Justice Federal National or Beyond the Badge account***
for 17-Months
$500-$99,999
Earn 5.10% APY with a Justice Federal National or Beyond the Badge account***
for 7-Months
$100,000+
Earn 5.40% APY with a Justice Federal National or Beyond the Badge account***
for 17-Months
$100,000+
Earn 5.20% APY with a Justice Federal National or Beyond the Badge account***
Term | Annual Percentage Yield | Total Approximate Earnings |
---|---|---|
7-Months | 5.30%*** | $458 |
17-Months | 5.10%*** | $1,095 |
*APY= Annual Percentage Yield. APY is subject to change without notice. Rate effective November 1, 2023. Minimum balance of $500 required. A penalty will be imposed for early withdrawal from certificate
accounts. Fees or other conditions may reduce earnings.
**12-Month Certificate national average Courtesy of Bank Rate as of October 12, 2023.
***Justice National or Beyond the Badge account relationship rate
includes a .10% (10 basis point) increase on the new certificate. Certificate rate increase effective by end of day on date of opening or renewal. Justice National or Beyond the Badge account and certificate must
be under the same account number.
Share Certificates allow your money to grow with higher, market competitive rates. So whether you are saving for a new home, a special rainy day, or retirement, open a Share Certificate Account to make it easy!
Saving for retirement has become more important than ever. With an Individual Retirement Account (IRA) from Justice Federal, you can invest wisely and securely for your future.
Eligibility
Anyone under the age of 70½ who has earned income can establish an IRA. A person with earned income can also contribute to an IRA on behalf of a non-working spouse if the couple files a joint tax return. A Roth IRA has no age limits, but does have contribution limits based on income.
A Traditional IRA offers opportunity to reduce current taxes while enjoying tax-deferred growth potential.
A Roth IRA offers opportunity to earn tax-free income with greater withdrawal flexibility in retirement.
A Rollover IRA allows you to consolidate retirement assets from former employers into one, easy to manage account while maintaining the tax-deferred status of your assets. Rollovers may be done once in a 12-month period. Transfers are handled directly between institutions with Member authorization. There is no limitation to the number of transfers you may authorize. Consult a Tax Advisor to determine if a Rollover IRA may be right for you.
Early Withdrawal Certificate Penalty
A certificate with a term of 12 months or less will lose 90 days of dividends for early withdrawal; a certificate with a term of 13 months or more will lose 180 days of dividends for early withdrawal.
Simplified Employee Pension (SEP) IRAs
A Simplified Employee Pension IRA is an employer established and funded IRA, where the employer can place up to 15% of your compensation.
Practical ideas you can apply today, to help you achieve financial security in retirement.
get startedWhether you're new to the savings game, or an established saver, Justice Federal has the account you are looking for. Watch your money grow.