A Message from Our President & CEO

June 1, 2020

I hope you have remained healthy and safe during the last few months. As businesses throughout the country begin to reopen under Phase One guidance from the Centers for Disease Control (CDC), Justice Federal Credit Union remains diligent in evaluating the latest information from federal, state and local agencies.

Safety Updates

As an essential entity, Justice Federal has continued operations without interruption, servicing Members with our full range of products— real estate and consumer loans, credit cards, deposit accounts, and financial services. Currently, more than two-thirds of our branches are open, as well as our other workplaces, with staff onsite and working from home.

We understand how important it is to you to have 24/7 access to your accounts and assistance with all your financial needs. If you need to visit one of our open locations, rest assured we are taking significant precautions to prevent further spread of COVID-19 and to help keep our employees and Members safe.

With respect and in consideration of the safety of you and our team members, and CDC recommendations, we will wear a mask to protect you, and ask that you wear one to protect us. In addition, the following measures are in place at each branch and building location:

  • • Regularly disinfecting areas where transactions occur
  • • Acrylic shields in front of team members
  • • 6-Feet social distancing floor decal reminders, at most locations
  • • Limiting the number of Members allowed in the branch at any one time
  • • Hand Sanitizer for use before and after each transaction
  • • Team Member wellness checks to determine any health issues before coming to work
  • • Adjustment of branch hours and services, if needed, based on the local environment

We take our responsibility seriously to make our locations safe and believe our approach continues to offer you safe and reliable access to banking services.

To find your nearest branch, or to visit your nearest ATM from our network of over 150,000 surcharge-free ATMs, please visit jfcu.org/locations, or use the Justice Federal mobile app.

Bank Anywhere, Anytime

During Phase One, we encourage Members to continue to use digital services whenever possible for convenience and to protect yourselves and our team members. You can safely bank at home anytime using our many Online and Mobile Banking features — conduct everyday banking transactions simply by logging on to jfcu.org or downloading our mobile app. Once online, you can easily deposit a check from your phone, pay bills, transfer funds, pay other people, and check your balance.

Should you need to reach us by phone, our Member Service Center is available Monday – Friday, 8:30 AM – 8:00 PM, EDT.

We will continue to monitor the situation closely and are committed to staying in constant communication with you. We stand ready to help support your needs online, via phone and at our branch locations.

We thank you for the trust you have put in us to serve you. We look forward to welcoming you with safety and service as our top priorities.

Thank you for being a valued Justice Federal Member. I wish you, and your family, the best of health.

Sincerely,

Mark L. Robnett
President & CEO
Justice Federal Credit Union

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Check here for important updates regarding temporary branch closures or reduced hours in your area.


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Government Stimulus

The Coronavirus Aid, Relief and Economic Security Act (CARES) will put cash directly into people’s pockets, provide desperately needed funding for hospitals and help struggling businesses remain afloat in these financially fragile times.

Stimulus Checks

One of the most crucial elements of the bill is the plan to distribute stimulus payments to Americans in the middle class and lower income levels. Beginning this week, many Americans will start to receive direct deposits to their accounts on file with the IRS.

Aid amounts will be based on household income reported in 2018 taxes (or 2019 taxes if they’ve already been filed), and will average $1,200 for each adult earning up to $75K a year and married couples earning up to $150K a year. Check amounts will begin to phase out for individuals whose income exceeds the $75K threshold, and for couples who earn more than $150K. Individuals earning more than $99K, and couples with no dependents earning more than $198K, won’t receive stimulus checks. Each household will also receive an additional $500 for every child under the age of 17 living at home.

How Much Money Will I Receive?

You can look up your anticipated stimulus payment amount on this calculator.

How Will I Receive My Payment?

If you have a Justice Federal account on file with the IRS for direct deposit of tax refunds, Social Security, or other benefits, and you qualify, you will receive a stimulus check electronically. If you haven’t received a stimulus check electronically, it’s for a one of a handful of reasons― you may not have qualified for the payment, you didn’t get a refund for the last two years, you switched banks, or you used a tax preparer that set-up a temporary bank account to receive funds.

To check on the status of your stimulus payment, please visit https://www.irs.gov/coronavirus/get-my-payment.

No action is needed for qualified individuals to receive their stimulus check. If you have a Justice Federal account on file with the IRS for direct deposit of tax refunds, Social Security, or other benefits, you will receive your payment electronically. You can set up an alert in Online or Mobile Banking to be notified as soon as your funds are deposited into your account. Alerts are found on the main heading after logging in to online banking.

The best way to know when you’ve received your stimulus payment is to set up a deposit alert in Online Banking to receive an email or text message when a deposit has been made to your account. Sign in to Online Banking and select the Alerts option to set up your notifications.

If you receive a paper check from the IRS, you can deposit your check without needing to make a trip to the Credit Union. Using our Mobile App and your smartphone or tablet, snap a picture of your check, front and back, and easily deposit it into your checking or savings account. See step-by-step instructions.

If you are a non-filer you will need to submit information to the IRS to receive your check, visit IRS.gov.

Non-filers include those who had a gross income that did not exceed $12,200 ($24,400 for married couples) for 2019 or were not otherwise required to file a federal income tax return for 2019.

Who Will Contact Me To Confirm My Information?

No one will contact you.

There are many scams right now trying to take advantage of this situation. The IRS will not contact you. Justice Federal will not contact you.

If someone calls asking for personal account information, please do not provide them with your information.
If you receive an email asking for personal account information, do not click on any of the links and delete the message.
If you are not sure if something is legitimate, contact Justice Federal using the information from our official website.

What Should I Consider Doing with the Money?

READ MORE

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Your Safety & Security

Security Alerts

We advise Members to remain vigilant for scams related to Coronavirus Disease 2019 (COVID-19) that are on the rise. Scammers may send emails with malicious attachments or links to fraudulent websites to trick victims into revealing sensitive information or donating to fraudulent charities or causes. Exercise caution in handling any email with a COVID-19-related subject line, attachment, or hyperlink, and be wary of social media pleas, texts, or calls related to COVID-19.

COVID-19 Related Cyber Scams

Online Resources

We recommend that you always be vigilant when online to avoid Phishing and Social Engineering Scams. Please see the following guidelines issued by the U.S. Department of Homeland Security, Cyber Infrastructure (CISA) on digital wellbeing.

Centers for Disease Control and Prevention (CDC)
CDC's Recommendations
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