Consumer & Real Estate Lending

Lending

Enjoy a new and better Online Application process!

With Justice Federal, you can finance your DREAM projects and purchases that would otherwise take years to save. Whether it's an emergency expense ─ plans to renovate or purchase a home, buy a new car or even pay for a dream wedding ─ we have the perfect borrowing solution.

Auto Loans — New, Used & Refinanced

Receive $100 Cash!***

Bring Us Your Auto Loan!
As Low As 1.59% APR* Up to 36 Months1
As Low As 4.09% APR* Up to 96 Months2
*APR = Annual Percentage Rate. Rate as of January 1, 2017 and subject to change without notice. Annual percentage rate may be higher based on past and present credit performance. Actual APR will be determined when you apply and will be based on factors including credit history, amount financed and the term of your loan. **Interest will continue to accrue. ***$100 to be deposited into the Member’s Share Savings Account the 5th of the month following the month of the eligible refinance or purchase. $100 incentive and deferred payment not applicable to existing Justice Federal auto loan refinances. $1,500 minimum loan amount required to refinance an existing Justice Federal auto loan. 1 Example of repayment terms: 36 monthly payments of $28.54 per $1,000 borrowed. 2 Example of repayment terms: 96 monthly payments of $12.27 per $1,000 borrowed. Other rates and terms available. $2,500 minimum loan amount required to refinance an auto loan from another financial institution. Justice Federal reserves the right to withdraw this offer at any time. See Representative for details.

VISA Platinum Credit Card

Shopping Has It's Rewards!

Our VISA Platinum Rewards credit card is a traveler's dream, but you don't need to be a world explorer to enjoy the benefits of the impressive rate AND big rewards.

0% APR* 6-Month Introductory Rate on purchases, balance transfers, and cash advances
11.90% Non-Variable APR* after Introductory Rate
No annual fee
Earn Exceptional Rewards redeemable for travel, airfare, name-brand merchandise and more!
Credit limits ranging from $5,000 to $40,000

Credit Card Account Agreement and Federal Disclosure Statement

*APR = Annual Percentage Rate. Offer as of January 1, 2017. Subject to normal credit approval. If you have not previously received a credit card from us: An introductory rate will apply for the six-month period immediately following the date your account is established. To learn more, view the Credit Card Account Agreement and Federal Disclosure Statement or see Representative for details.

Personal Loan

Use the power of credit wisely to reach your goals.

As Low As 8.49% APR* For Up to 60 Months
As Low As 9.49% APR* For 72 and 84 Months
*APR=Annual Percentage Rate. Rate effective January 1, 2017 and subject to change without notice. Annual percentage rate may be higher based on past and present credit performance. $500 Minimum loan amount. Example of repayment terms: 60 monthly payments of $$20.57 per $1,000 borrowed. 72 monthly payments of $18.32 per $1,000 borrowed. 84 monthly payments of $16.39 per $1,000 borrowed.

Home Equity Loans

Get Ready For Your Next Project

Home Equity Line of Credit**
2.99% APR* 6-Month Introductory Rate
4.00% APR* After Introductory Rate
Home Equity Loan***
As Low As 4.44% APR* 
*APR = Annual Percentage Rate. Rates as of January 1, 2017 and subject to change.**Home Equity Line of Credit: APR may vary after the introductory period. Maximum APR is 18.00%. Minimum APR is 4.00%. The rate is based on the highest Prime Rate as published in the Money Rates Section of the Wall Street Journal and is subject to change quarterly. Closing costs range from $150-$3,000. The closing costs may vary based on the location, government recording charges and the amount of the equity loan. Justice Federal reserves the right to withdrawal this offer at any time. ***Home Equity Loan: Example of repayment terms: 60 monthly payments of $18.62 per $1,000 borrowed at 4.44% APR. Loan approval is subject to underwriting criteria and credit approval. Other restrictions may apply. Interest may be tax deductible. Consult a Tax Advisor. Home Equity Loans and Lines of Credit are not available in all states.

Mortgage

Get Pre-Approved Today!

Choose from:
Fixed Rate Mortgage
Adjustable Rate Mortgage
Jumbo Non-conforming Mortgage
Let our HomeAdvantage™ Program help you find your next home.* Enroll today — it's absolutely free!
*The HomeAdvantage program is made available to you through a relationship between Justice Federal Credit Union and CU Realty Services. Program rebates are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network of approved realtors. Home buyers or sellers are not eligible for the rebate if they use an agent outside this network. Rebate amounts are dependent on the commissions paid to the agent. Rebate incentives are available in most states; however, are void where prohibited by law or by the lender. Since agent commissions vary, your actual rebate may vary accordingly. Speak to a Justice Federal Representative for details.

Visit Your Nearest Justice Federal Branch


Call Us 800.550.5328