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Loan Rates

Vehicle Loan Rates

New Automobile Loan Rates

Rates effective August 1, 2019 and subject to change.
Up to 100% financing for qualified applicants.

Loan Term Loan Amount Annual Percentage Rate as low as Payment Example
per $1,000 Borrowed
Up to 24 months $2,500+ 3.19% $43.07
36 months $5,000+ 3.39% $29.25
48 months $7,500+ 3.69% $22.44
60 months $10,000+ 3.89% $18.37
72 months $20,000+ 4.09% $15.69
84 months $20,000+ 5.39% $14.32
Sample Monthly Payment of $286.36 for loan amount of $20,000 at 84 months with 5.39% APR*

Used Automobile Loan Rates

Rates effective August 1, 2019 and subject to change.
Up to 100% financing for qualified applicants.

Loan Term Loan Amount Annual Percentage Rate as low as Payment Example
per $1,000 Borrowed
Up to 24 months $2,500+ 3.19% $43.07
36 months $5,000+ 3.69% $29.39
48 months $7,500+ 3.99% $22.57
60 months $10,000+ 4.09% $18.46
72 months $20,000+ 4.59% $15.92
84 months $20,000+ 5.59% $14.41
Sample Monthly Payment of $288.26 for loan amount of $20,000 at 84 months with 5.59% Annual Percentage Rate

New Motorcycle Loan Rates

Rates effective August 1, 2019 and subject to change.
Up to 100% financing for qualified applicants.

Loan Term Loan Amount Annual Percentage Rate as low as Payment Example
per $1,000 Borrowed
Up to 24 months $2,500+ 3.19% $43.07
36 months $5,000+ 3.39% $29.25
48 months $7,500+ 3.69% $22.44
60 months $10,000+ 3.89% $18.37
72 months $20,000+ 4.09% $15.69
84 months $20,000+ 5.39% $14.32
Sample Monthly Payment of $286.36 for loan amount of $20,000 at 84 months with 5.39% APR*

Used Motorcycle Loan Rates

Rates effective August 1, 2019 and subject to change.
Up to 100% financing for qualified applicants.

Loan Term Loan Amount Annual Percentage Rate as low as Payment Example
per $1,000 Borrowed
Up to 24 months $2,500+ 3.19% $43.07
36 months $5,000+ 3.69% $29.39
48 months $7,500+ 3.99% $22.57
60 months $10,000+ 4.09% $18.46
72 months $20,000+ 4.59% $15.92
84 months $20,000+ 5.59% $14.41
Sample Monthly Payment of $288.26 for loan amount of $20,000 at 84 months with 5.59% Annual Percentage Rate

New and Used Boat and RV Loan Rates

Rates effective August 1, 2019 and subject to change.

Loan Term Loan Amount Annual Percentage Rate as low as Payment Example
per $1,000 Borrowed
Up to 36 months $2,500+ 6.84% $30.80
60 months $10,000+ 7.09% $19.84
72 months $25,000+ 7.74% $17.41
84 months $25,000+ 7.94% $15.56
Sample Monthly Payment of $396.87 for loan amount of $20,000 at 60 months with 7.09% APR.

New, Used, Refinance: Auto, Motorcycle, Boat and RV

*APR=Annual Percentage Rate. APR may be higher based on past and present credit performance. Actual APR will be determined when you apply and will be based on factors including credit history, amount financed and the term of your loan. Down payment may be required based on creditworthiness. **100-110% financing not available to all applicants. See Representative for details.

Personal Loan Rates

Rates effective August 1, 2019 and subject to change.

Loan Term Loan Amount Annual Percentage Rate as low as Payment Example
per $1,000 Borrowed
Up to 12 months $500+ 11.49% $88.61
18 months $1,000+ 11.49% $60.75
24 months $1,500+ 11.49% $46.84
36 months $2,500+ 11.49% $32.97
48 months $5,000+ 11.49% $26.08
60 months $10,000+ 11.49% $21.99
Sample Monthly Payment of $329.81 for loan amount of $15,000 at 60 months with 11.49% APR.

Personal Loan

APR=Annual Percentage Rate. Rate effective August 1, 2019 and subject to change without notice. Annual percentage rate may be higher based on past and present credit performance. $500 Minimum loan amount. Example of repayment terms: 60 monthly payments of $$20.57 per $1,000 borrowed.

Education Assistance Line of Credit Rates

Rates effective August 1, 2019 and subject to change.

Loan Amount Annual Percentage Rate as low as
$500-$40,000 8.90%

Education Assistance Line of Credit

Annual percentage rate may be higher based on past and present credit performance.

Debt Consolidation Loan Rates

Rates effective August 1, 2019 and subject to change.

Loan Term Loan Amount Annual Percentage Rate as low as Payment Example
per $1,000 Borrowed
Up to 60 months $500-$40,000 16.99% $24.85
Sample Monthly Payment of $432.75 for loan amount of $15,000 at 48 months with 16.99% APR.

Debt Consolidation Loan

*APR= Annual Percentage Rate. Rate Subject to change without notice. Rate effective January 19, 2019. Sample Monthly Payment of $432.75 for loan amount of $15,000 for 48 months. Other conditions may apply. Federal student loans cannot be consolidated into a Debt Consolidation Loan.

Justice Line of Credit Rates

Rates effective August 1, 2019 and subject to change.

Loan Amount Annual Percentage Rate as low as
$250-$40,000 14.00%

Justice Line of Credit

Annual percentage rate may be higher based on past and present credit performance.

Share Secured Loan Rates

Rates effective August 1, 2019 and subject to change.

Terms Annual Percentage Rate as low as
Up to 60 months Share dividend earned + 3.00%
Sample Monthly Payment of $58.44 for loan amount of $2,000 at 36 months with 3.15% APR.

Credit Builder Loan Rates

Rates effective August 1, 2019 and subject to change.

Terms Annual Percentage Rate as low as
Up to 12 months Share dividend earned + 3.00%
Sample Monthly Payment of $84.76 for loan amount of $1,000 at 12 months with 3.15% APR.

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