Loan Rates

Vehicle Loan Rates

New And Used Automobile Loan Rates

Rates effective January 1, 2017 and subject to change.
Up to 100% financing for qualified applicants.

Loan Term Loan Amount Annual Percentage Rate as low as Payment Example
per $1,000 Borrowed
Up to 24 months $2,500+ 1.69% $42.40
36 months $5,000+ 1.69% $28.51
48 months $7,500+ 2.09% $21.74
60 months $10,000+ 2.29% $17.66
72 months $20,000+ 2.49% $14.97
84 months $20,000+ 3.09% $13.26
96 months $35,000+ 4.09% $12.23
Sample Monthly Payment of $265.05 for loan amount of $20,000 at 84 months with 3.09% APR.

New and Used Motorcycle Loan Rates

Rates effective January 1, 2017 and subject to change.
Up to 100% financing for qualified applicants.

Loan Term Loan Amount Annual Percentage Rate as low as Payment Example
per $1,000 Borrowed
Up to 24 months $2,500+ 1.69% $42.40
36 months $5,000+ 1.69% $28.51
48 months $7,500+ 2.09% $21.74
60 months $10,000+ 2.29% $17.66
72 months $20,000+ 2.49% $14.97
84 months $20,000+ 3.09% $13.26
96 months $35,000+ 4.09% $12.23
Sample Monthly Payment of $265.05 for loan amount of $20,000 at 84 months with 3.09% APR.

New and Used Boat and RV Loan Rates

Rates effective January 1, 2017 and subject to change.

Loan Term Loan Amount Annual Percentage Rate as low as Payment Example
per $1,000 Borrowed
Up to 36 months $2,500+ 4.84% $29.90
60 months $10,000+ 5.09% $18.91
72 months $25,000+ 5.74% $16.45
84 months $25,000+ 5.94% $14.58
120 months $75,000+ 5.94% $11.07
144 months $100,000+ 5.94% $9.73
Sample Monthly Payment of $378.16 for loan amount of $20,000 at 60 months with 5.09% APR.

New, Used, Refinance: Auto, Motorcycle, Boat and RV

$1,500 addition to loan amount required to refinance an existing Justice FCU auto loan. *APR=Annual Percentage Rate. APR may be higher based on past and present credit performance. Actual APR will be determined when you apply and will be based on factors including credit history, amount financed and the term of your loan. Down payment may be required based on creditworthiness. **100-110% financing not available to all applicants. See Representative for details.

Personal Loan Rates

Rates effective January 1, 2017 and subject to change.

Loan Term Loan Amount Annual Percentage Rate as low as Payment Example
per $1,000 Borrowed
Up to 12 months $500+ 8.49% $87.17
18 months $1,000+ 8.49% $59.34
24 months $1,500+ 8.49% $45.43
36 months $2,500+ 8.49% $31.55
48 months $5,000+ 8.49% $24.64
60 months $10,000+ 8.49% $20.51
72 months $20,000+ 9.49% $18.27
84 months $30,000 - 60,000 9.49% $16.34
Sample Monthly Payment of $307.55 for loan amount of $15,000 at 60 months with 8.49% APR.

Special Personal Loan

APR=Annual Percentage Rate. Rate effective January 1, 2017 and subject to change without notice. Annual percentage rate may be higher based on past and present credit performance. $500 Minimum loan amount. Example of repayment terms: 60 monthly payments of $$20.57 per $1,000 borrowed. 72 monthly payments of $18.32 per $1,000 borrowed. 84 monthly payments of $16.39 per $1,000 borrowed.

Education Assistance Line of Credit Rates

Rates effective January 1, 2017 and subject to change.

Loan Amount Annual Percentage Rate as low as
$500-$60,000 6.90%

Education Assistance Line of Credit

Annual percentage rate may be higher based on past and present credit performance.

Justice Line of Credit Rates

Rates effective January 1, 2017 and subject to change.

Loan Amount Annual Percentage Rate as low as
$250-$60,000 12.50%

Justice Line of Credit

Annual percentage rate may be higher based on past and present credit performance.

Share Secured Loan Rates

Rates effective January 1, 2017 and subject to change.

Terms Annual Percentage Rate as low as
Up to 60 months Share dividend earned + 3.00%
Sample Monthly Payment of $58.44 for loan amount of $2,000 at 36 months with 3.15% APR.

Credit Builder Loan Rates

Rates effective January 1, 2017 and subject to change.

Terms Annual Percentage Rate as low as
Up to 12 months Share dividend earned + 3.00%
Sample Monthly Payment of $84.76 for loan amount of $1,000 at 12 months with 3.15% APR.

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There are times when you may need to borrow money. Whatever your need may be, count on Justice for competitive rates and terms that will not strain your budget.

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