Home Equity Rates

All rates are effective January 1, 2017 and are subject to change without notice.
Up to 100% financing for qualified applicants.

Home Equity Loan*

Loan Term Loan Amount Annual Percentage Rate
80% Loan To Value
Annual Percentage Rate
80.01-90% Loan To Value
5 years $10,000 - $250,000 4.44% 5.44%
7 years $10,000 - $250,000 4.70% 5.70%
10 years $25,000 - $250,000 4.95% 5.95%
15 years $50,000 - $250,000 5.20% 6.20%
Sample Monthly Payment of $264.54 for loan amount of $25,000 at 120 months with 4.95% APR.

Home Equity Line of Credit**

Loan To Value Loan Amount 6-Month Introductory
Annual Percentage Rate
After Introductory Rate
Annual Percentage Rate
Up to 80% LTV
(Prime Minus 0.5%)
$10,000 - $250,000 2.99% Prime Minus .50%
or Minimum 4.00%
80.01% - 90% LTV (Prime) $10,000 - $250,000 2.99% Prime or Minimum 4.00%

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Important Legal Disclaimers and Information

*Annual Percentage Rate may be higher based on past and present credit performance. Appraisal and title search required. Maximum loan amount is $250,000. Appraisal and title search required. Home Equity Loans are not available in all states.
**APR = Annual Percentage Rate. The APR may vary after the introductory period. Maximum APR is 18.00%. Minimum APR is 4.00%. The APR is based on the highest Prime Rate as published in the Money Rates Section of the Wall Street Journal and is subject to change quarterly without notice. Introductory rate not applicable to existing Justice Federal Home Equity Lines of Credit. Appraisal and title search required. Minimum initial line of credit advance is $10,000. Home Equity Lines of Credit are not available in all states.

Home Equity Line of Credit Disclosure