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Home Equity Rates

All rates are effective September 1, 2017 and are subject to change without notice.
Up to 100% financing for qualified applicants.

Home Equity Line of Credit**

Loan To Value Loan Amount 6-Month Introductory
Annual Percentage Rate
After Introductory Rate
Annual Percentage Rate
Up to 80% LTV
(Prime Minus 0.5%)
$10,000 - $250,000 2.99% Prime Minus .50%
or Minimum 4.00%
80.01% - 90% LTV (Prime) $10,000 - $250,000 2.99% Prime or Minimum 4.00%

Home Equity Loan***

Loan Term Loan Amount Annual Percentage Rate
80% Loan To Value
Annual Percentage Rate
80.01-90% Loan To Value
5 years $10,000 - $250,000 4.44% 5.44%
7 years $10,000 - $250,000 4.70% 5.70%
10 years $25,000 - $250,000 4.95% 5.95%
15 years $50,000 - $250,000 5.20% 6.20%
Sample Monthly Payment of $264.54 for loan amount of $25,000 at 120 months with 4.95% APR.

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Important Legal Disclaimers and Information

*APR = Annual Percentage Rate. Rates as of September 1, 2017 and subject to change.

**Home Equity Line of Credit: APR may vary after the introductory period. Maximum APR is 18.00%. Minimum APR is 4.00%. The rate is based on the highest Prime Rate as published in the Money Rates Section of the Wall Street Journal and is subject to change quarterly. Closing costs range from $150-$3,000. The closing costs may vary based on the location, government recording charges and the amount of the equity loan. Justice Federal reserves the right to withdraw this offer at any time.

***Home Equity Loan: Example of repayment terms: 60 monthly payments of $18.62 per $1,000 borrowed at 4.44% APR. Loan approval is subject to underwriting criteria and credit approval. Other restrictions may apply. Interest may be tax deductible. Consult a Tax Advisor. Home Equity Loans and Lines of Credit are not available in all states.