Credit Cards | Justice Federal

VISA Platinum Rewards Credit Card

VISA Platinum Rewards

At a Glance

● Earn Rewards Points redeemable for travel, airfare, name brand merchandise and more

● Non-Variable Rate

Rate

● 0% APR* 6-Month Intro Rate on purchases, balance transfers, and cash advances

● 11.90% Non-Variable APR* after Intro Rate

Additional Features

● $0 annual fee
● $0 balance transfer fee
● VISA ZERO liability policy

VISA Credit Card Account Agreement and Federal Disclosure Statement

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Our online lending application is fast, easy and secure!

Register Your
Card

Enroll your Justice Federal VISA Rewards Credit or Debit card by clicking “Register” at curewards.com

EARN POINTS with each purchase by shopping at many of your favorite name-brand retailers or the CU Rewards Mall. Earn DOUBLE BONUS REWARDS on travel booked thru curewards.com**

Order your rewards online at curewards.com,
or by completing the CURewards Order Form and mailing it to:

CURewards Award Headquarters
2440 West 34^th Street
Chicago, IL 60608-5134

VISA Signature Credit Card

VISA Signature

At a Glance

● 1.5% Cash Back on every purchase

● 24/7 Concierge Service

Rate

● 0% APR* 6-Month Intro Rate on purchases, balance transfers, and cash advances

● 11.90% - 18.00% Variable APR* after Intro Rate***

Additional Features

● $0 annual fee
● $0 balance transfer fee
● VISA ZERO liability policy
● No foreign transaction fees

VISA Signature Credit Card Account Agreement and Federal Disclosure Statement

VISA Signature Concierge

At your service 24 hours a day, 7 days a week
800.953.7392

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From travel research, trip planning to booking airline tickets, your Visa Signature Concierge is available day or night.

Sports &
Entertainment

From season tickets to sold-out shows, ask Visa Signature Concierge for assistance with your sports and entertainment tickets.

Fine Wine & Food

From family-style to five-star restaurants, Visa Signature Concierge can assist with your dining requests. Simply ask us to make reservations or provide recommendations. We're at your service. Bon appétit.

Visa Signature Concierge can assist with finding a gift or sending flowers. We're at your service.

Student VISA Rewards Card

Student VISA Rewards

0% APR* 6-Month Introductory Rate on purchases, balance transfers, and cash advances¹

16.90% Non-Variable APR* after Introductory Rate

Earn Exceptional Rewards redeemable for travel, airfare, name-brand merchandise and more!

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VISA Gold Card

VISA Gold

0% APR* 6-Month Introductory Rate on purchases, balance transfers, and cash advances

13.90% Non-Variable APR* after Introductory Rate

Apply Now

VISA Classic Card

VISA Classic

0% APR* 6-Month Introductory Rate on purchases, balance transfers, and cash advances

16.90% Non-Variable APR* after Introductory Rate²

Apply Now

VISA Credit Card Account Agreement and Federal Disclosure Statement

Features Available on All Cards

Annual Fee

Balance Transfer Fee

Mobile Wallet

Use Apple, Samsung, and Google Pay to make payments with the touch of a finger

CardLock^™

Complete card control with the Card Lock mobile app

Cash Advances

from any PLUS^® or VISA Network ATM

VISA ZERO Liability Policy

Verified by VISA

Advanced security for your online purchases

Swoosh Divider

Mobile Swoosh Divider

Start Your Application

Visit Your Nearest Justice Federal Branch

Call Us 800.550.5328

Important Legal Disclaimers and Information

APR = Annual Percentage Rate. Offer as of September 19, 2019. Subject to credit approval. An introductory rate will apply for the six-month period immediately following the date your account is established. If you have previously received a Credit Card from us, the six-month introductory rate will not apply to new Platinum, Gold, Classic, or Student Credit Cards. VISA's Zero Liability Policy does not apply to ATM transactions, or to PIN transactions not processed by VISA, or if you were grossly negligent or fraudulent in the handling of your card. Proof of reasonable income required. Credit card subject to the following: Cash advance fee, convenience check fee: either 2.00% of the advance or $10 whichever is greater ($50 maximum), Foreign transaction fees (Platinum, Gold, Classic and Student): 1.00% of each foreign currency transaction in U.S. dollars or 1.00% of each U.S. Dollar transaction that occurs in a foreign country. Credit cards have no annual fee, balance transfer fee or transaction fee.

Not applicable to cards at 0% APR intro rate. No exceptions. Offer as of June 1, 2019. 7.99% APR for purchases, cash advance and balance transfers posted to your Justice Federal Visa between June 1, 2019 and September 30, 2019. Interest rate on promotional balances remaining on the first statement date after March 31, 2020 will revert to 11.90% - 18.00% as stated in the Credit Card Agreement for your respective card type.

VISA Signature: The rate is based on the highest Prime Rate as published in the Money Rates Section of the Wall Street Journal and is subject to change. Actual APR is based on an evaluation of applicant credit - not all applicants will qualify for the lowest rate. The maximum annual percentage rate is 18%.

¹Student VISA Rewards Credit Card: Students under the age of 21 must have an adult cosigner or show proof of means to repay the debt.

²Visa Classic Secured: Introductory rate not applicable.

HOW TO MAKE A VISA PAYMENT

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