Vehicle Loan Center

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Maybe it’s your first car purchase (new or used), a car with a little more muscle, one that’s environmentally friendly, or more luxurious — we’ll put you in the driver’s seat with a variety of auto financing options.

Our AutoDraft Is Your Ticket to Buy

Looking for confidence to negotiate the best price on a vehicle that you know you can afford? Look no further than our AutoDraft, given to Members who are pre-approved for a new or used vehicle.

You’ll score a low interest rate loan with no hidden fees. Plus, you’ll know exactly what you can afford. Simply take your AutoDraft to any dealership and purchase like a cash buyer.

Same great terms as our new and used vehicle loans
Autodraft is valid for 60 days
Accepted by any dealership
Good as cash, which allows you to negotiate your best deal
Borrow up to 110% of the cost for a new vehicle, and up to 110% of the NADA Car Guide retail value for a used vehicle**
No penalties for early loan pay off

How it Works: Just 3 Easy Steps

  1. Apply Online, In Person or On the Phone — it’s fast and free.
  2. Once approved, receive your loan package by mail as soon as the next day.
  3. Make the Auto Draft payable to the dealer and drive away!

Vehicle Refinance

If your current auto loan or lease payment with another financial institution is higher than you like, a refinance auto loan may help you lower your monthly payment and keep more money in your pocket.
LEARN MORE

Find, Drive, and Save!

Finding your next car doesn’t need to be a hassle. Research thousands of new & pre-owned vehicles

Find your new car now

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Visit Your Nearest Justice Federal Branch


Call Us 800.550.5328

Important Legal Disclaimers and Information

*APR = Annual Percentage Rate. Rate as of April 1, 2018 and subject to change without notice. Annual percentage rate may be higher based on past and present credit performance. Actual APR will be determined when you apply and will be based on factors including credit history, amount financed and the term of your loan.

**Down payment may be required based on creditworthiness. 100-110% financing not available to all applicants.

***Interest will continue to accrue.

(1)24 monthly payments of $42.40 per $1,000 borrowed. Other rates and terms available.

(3)TruStage™ Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC and issued by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. Average annual savings based on countrywide survey of new customers from January 27, 2014 to January 16, 2015 who reported their prior insurers’ premiums when they switched to Liberty Mutual’s group auto and home program. Savings do not apply in MA.

See Representative for details.
Serving Justice Across the Nation®

Since 1935, Justice Federal Credit Union has provided a place for members to save and borrow; but more importantly, to belong.
You are not just a Member — You are an Owner.
We are proud to have remained true to our Founders’ vision of exclusively serving Members of the justice and law enforcement community and their family.

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NAFCU Proud Member 2018
Equal Housing Lender

Justice Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 703.480.5300 or 800.550.5328. All products and services available on this website are available at all Justice Federal Credit Union locations.

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