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Don't Fall Victim to Remote Deposit Check Fraud

Never provide your online or mobile banking login to an outsider to deposit a check. THAT'S A SCAM!

Remote Deposit is a simple and convenient way to deposit a check without having to visit a branch or ATM. Unfortunately, it also presents an opportunity for fraudsters looking to scam you out of your hard earned money.

How The Scam Works

A fraudster will find their victim through social media, email, or even through a post or ad on a site like Craig’s List. They will pose as an employer, or organization offering you a chance to earn or win some quick money. All you have to do is provide them with some information so that they can deposit a check to your account. They may even ask for the login and password for your online or mobile banking account.

Once they have your personal banking information, they will remote deposit a fake check into your account. Once the deposit has been made, they will ask you to send some money back to them via money order, person to person transfer, wire transfer, reloadable cards or even gift cards. By the time you realize the check is fake, it's too late, the funds were removed from your account by the scammer.

How To Protect Yourself

You can avoid falling victim to this type of fraud by following these simple tips

  • NEVER give out your personal information to strangers. This includes information like online/mobile banking logins, account numbers, PINs, or social security numbers.
  • If you are ever offered money in exchange for your personal information, it's likely a scam.
  • If someone ever sends you a check or a remote deposit and then asks you to send money back, it's likely a scam.
  • Check your online/mobile banking statements regularly for signs of fraud. If you notice any strange or unfamiliar activity on your accounts, report it to us immediately.

What To Do If You Suspect Fraud

If you notice any strange or unfamiliar activity on your account, or suspect that you've fallen victim to a scam, report it to us immediately by calling:

VISA Credit Card: 866.820.3036    24 hours a day, 7 days a week
VISA Debit Card: 888.918.7749    24 hours a day, 7 days a week
Member Service Center: 800.550.5328    Monday – Friday, 8:30 AM – 8:00 PM, EST

Security of Your Financial Information is Our Top Priority

At Justice Federal, we take a proactive approach to protecting the safety and confidentially of our Member’s accounts by ensuring that we are using the latest and most secure technology available. We take great strides to safeguard our Member data with layers of security, including multiple firewalls and monitors, to protect us from vulnerabilities.


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Online Resources

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