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Deposit Rates

Checking Account Rates

Rates effective July 1, 2020 and subject to change.

Justice National Checking Account

Account Balance Dividend Rate Annual Percentage Yield Minimum Opening Deposit
$2,500 0.050% 0.050% $25

Beyond the Badge Checking Account

Account Balance Dividend Rate Annual Percentage Yield Minimum Opening Deposit
$2,500 0.050% 0.050% $25

Checking Accounts: Justice National, Beyond The Badge

Members maintaining a Justice National Account or Beyond the Badge checking account will receive a 10 basis point relationship rate increase on new and renewed certificate accounts. Certificate rate increase effective by the end of the business day on date of opening or renewal. Checking account and certificate must be under the same account number. Your relationship rate will be reduced to the original dividend rate of your share certificate for the remainder of the certificate term if the applicable checking account is closed.

Savings Rates

Rates effective July 1, 2020 and subject to change.

Share Savings Account

Account Balance Dividend Rate Annual Percentage Yield Minimum Opening Deposit
$20,000+ 0.100% 0.100% $5
$2,500 - $19,999 0.050% 0.050%
$300 - $2,499 0.050% 0.050%

Savers Club

Account Balance Dividend Rate Annual Percentage Yield Minimum Opening Deposit
$20,000+ 0.100% 0.100% No minimum opening deposit
$2,500 - $19,999 0.050% 0.050%
$5 - $2,499 0.050% 0.050%

Money Market Rates

Rates effective July 1, 2020 and are subject to change.

Account Balance Dividend Rate Annual Percentage Yield Minimum Opening Deposit Minimum Balance to Earn Dividends
$100,000+ 0.350% 0.351% $25.00 $2,500
$50,000.00 - $99,999.99 0.250% 0.250%
$25,000.00 - $49,999.99 0.200% 0.200%
$10,000.00 - $24,999.99 0.150% 0.150%
$2,500.00 - $9,999.99 0.150% 0.150%

Money Market

Fees or other conditions may reduce earnings. See Representative for details.

Young Savers Accounts

Account Balance Dividend Rate Annual Percentage Yield Minimum Opening Deposit
$20,000+ 0.200% 0.200% $5
$2,500 - $19,999 0.150% 0.150%
$5 - $2,499 0.150% 0.150%

Coverdell Education Savings Account

Account Balance Dividend Rate Annual Percentage Yield Minimum Opening Deposit
$5+ 0.200% 0.200% No minimum opening deposit

Certificate Rates

Share Certificate Rates

Rates effective July 1, 2020 and subject to change.

Term Dividend Rate Annual Percentage Yield Minimum Opening Deposit
60 month 1.067%* 1.071%* $500
48 month 0.880%* 0.883%* $500
36 month 0.880%* 0.883%* $500
24 month 0.782%* 0.784%* $500
18 month 0.650%* 0.652%* $500
12 month 0.600%* 0.601%* $500
6 month 0.550%* 0.551%* $500
3 month 0.300%* 0.300%* $500

Share Certificate Rates

A penalty will be imposed for early withdrawal from certificate accounts. Fees or other conditions may reduce earnings. Request further information from our staff concerning fees and terms applicable to the advertised accounts.

*Rate includes a 10 basis point Justice National Account (JNA) or Beyond the Badge Relationship rate increase on new and renewed certificate accounts. Certificate rate increase effective by end of day on date of opening or renewal. JNA/Beyond the Badge account and certificate must be under the same account number. Your Relationship rate will be reduced to the original dividend rate of your share certificate for the remainder of the certificate term if the JNA or Beyond the Badge account is closed.

Jumbo Share Certificate Rates

Term Dividend Rate Annual Percentage Yield Minimum Opening Deposit
60 month 1.167%* 1.172%* $100,000
48 month 0.980%* 0.984%* $100,000
36 month 0.980%* 0.984%* $100,000
24 month 0.882%* 0.885%* $100,000
18 month 0.750%* 0.752%* $100,000
12 month 0.700%* 0.702%* $100,000
6 month 0.650%* 0.652%* $100,000
3 month 0.400%* 0.401%* $100,000

Jumbo Certificate Rates

A penalty will be imposed for early withdrawal from certificate accounts. Fees or other conditions may reduce earnings. Request further information from our staff concerning fees and terms applicable to the advertised accounts.

*Rate includes a 10 basis point Justice National Account (JNA) or Beyond the Badge Relationship rate increase on new and renewed certificate accounts. Certificate rate increase effective by end of day on date of opening or renewal. JNA/Beyond the Badge account and certificate must be under the same account number. Your Relationship rate will be reduced to the original dividend rate of your share certificate for the remainder of the certificate term if the JNA or Beyond the Badge account is closed.

Traditional and Roth IRA Share Certificate Rates

Rates effective July 1, 2020 and subject to change.

Individual Retirement Account Share

Account Balance Dividend Rate Annual Percentage Yield Minimum Opening Deposit
$5+ 0.200 0.200 No minimum opening deposit

Traditional IRA and Roth IRA Certificate Rates

Term Dividend Rate Annual Percentage Yield Minimum Opening Deposit
60 month 1.067%* 1.071%* $500
48 month 0.880%* 0.883%* $500
36 month 0.880%* 0.883%* $500
24 month 0.782%* 0.784%* $500
18 month 0.650%* 0.652%* $500
12 month 0.600%* 0.601%* $500
6 month 0.550%* 0.551%* $500
3 month 0.300%* 0.300%* $500

Traditional IRA and Roth IRA Certificate Rates

A penalty will be imposed for early withdrawal from certificate accounts. Fees or other conditions may reduce earnings. Request further information from our staff concerning fees and terms applicable to the advertised accounts.

*Rate includes a 10 basis point Justice National Account (JNA) or Beyond the Badge Relationship rate increase on new and renewed certificate accounts. Certificate rate increase effective by end of day on date of opening or renewal. JNA/Beyond the Badge account and certificate must be under the same account number. Your Relationship rate will be reduced to the original dividend rate of your share certificate for the remainder of the certificate term if the JNA or Beyond the Badge account is closed.

Jumbo IRA and Roth IRA Certificate Rates

Term Dividend Rate Annual Percentage Yield Minimum Opening Deposit
60 month 1.167%* 1.172%* $100,000
48 month 0.980%* 0.984%* $100,000
36 month 0.980%* 0.984%* $100,000
24 month 0.882%* 0.885%* $100,000
18 month 0.750%* 0.752%* $100,000
12 month 0.700%* 0.702%* $100,000
6 month 0.650%* 0.652%* $100,000
3 month 0.400%* 0.401%* $100,000

Jumbo, Traditional and Roth IRA

A penalty will be imposed for early withdrawal from certificate accounts. Fees or other conditions may reduce earnings. See Representative for details.

*Rate includes a 10 basis point Justice National Account or Beyond the Badge Relationship rate increase on new and renewed certificate accounts. Certificate rate increase effective by end of day on date of opening or renewal. Justice National or Beyond the Badge account and certificate must be under the same account number. Your Relationship rate will be reduced to the original dividend rate of your share certificate for the remainder of the certificate term if the applicable checking account is closed.

Become a Member

Our Online Membership Application is fast, easy and secure! Establish membership with a one-time deposit of $5 to a Share Savings Account.


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